We sell virtually all life and health insurance available, but our strength is the ability to get to know our customers and tailor a plan
to fit their particular needs. One of the biggest problems in the insurance industry today is that "we have lots of solutions chasing
problems" [Joe Sargent of Guardian Life in Agent Sales Journal]. We avoid that problem by uncovering what the clients' goals
are and finding the right product(s) to accomplish those goals. We don't set a goal of selling particular product and then try to
pigeonhole everyone into it. We offer the following products, with multiple carriers available for each product.